Unlocking the Dream of Waterfront Living: Key Considerations for Buying Waterfront Property

by Don & Susie Karstedt

When the allure of waterfront living in Washington State captures your imagination, it’s easy to get swept away by visions of serene mornings by the water or fun-filled boating adventures. As your local real estate expert, We are here to guide you through some critical considerations to ensure that your new waterfront home is not just a dream, but a sound investment and a perfect fit for your lifestyle.

  1. Tidelands and Ownership Rights Understanding tidelands is crucial when buying waterfront property. Due to natural tidal movements, which are influenced by the moon, the actual ownership of the land up to the "mean low tide" might belong to the state. This could affect your direct access to the water and the use of the beachfront. It’s essential to delve into the Revised Code of Washington (RCW) specific to your desired property’s location to understand these rights fully.

  1. Bulkhead Integrity A bulkhead’s condition is paramount in safeguarding your property against erosion and flooding. If the property features an existing bulkhead, assess whether it's made of durable materials like concrete or if it’s a deteriorating wooden structure. The overall health of nearby bulkheads can also provide insight into the area’s infrastructure. Engage an expert to understand the implications of maintaining or constructing new bulkheads, especially as regulations and permits can be complex and costly.

 

 

  • Geological Stability For properties on elevated bluffs, the picturesque views come with the need for a detailed Geotech survey. These specialists evaluate the bluff’s stability and predict potential land movements such as slides or erosion. The insights from a Geotech survey not only ensure safety but can also influence negotiations, allowing you to address potential risks before finalizing your purchase.
  • Septic System Suitability Many waterfront properties rely on septic systems instead of city sewage services, especially in more secluded areas. Before you buy, a percolation test is essential to determine if the soil can support a septic system. Be cautious of older properties with potentially unpermitted systems, and ensure that any new installations comply with stringent local regulations.

  • Boat Storage Options If boating is part of your waterfront lifestyle, consider your options for storing your vessel. Check for access to local marinas, the feasibility of installing buoys, or community rules about on-property boat storage. Planning for boat storage is as important as the home purchase itself to avoid any logistical headaches.

  • Beach Type and Usage The type of beach can greatly impact your enjoyment of the property. Whether it’s sandy shores for relaxing or rocky outcrops for marine exploration, think about what you and your family value most in a waterfront experience.
  • Local and Environmental Regulations Waterfront properties are often governed by stringent regulations designed to protect the ecosystem. These can include limitations on construction, septic system requirements, and conservation efforts. Before purchasing, understand these regulations to avoid costly surprises and ensure your property is both compliant and sustainable.

  • Community Dynamics Finally, consider the character of the community. Waterfront communities vary widely from lively, social hubs to tranquil retreats. Matching the community’s vibe to your lifestyle preferences is essential for long-term satisfaction

Tips and Info:

  1. The state of Washington asserts its ownership to the beds and shores of all navigable waters in the state up to and including the line of ordinary high tide, in waters where the tide ebbs and flows, and up to and including the line of ordinary high water within the banks of all navigable rivers and lakes.
  2. Look for hidden costs. For starters, water and sewer rates can be more expensive than inland rates. Consider boat dock and lift fees, as well as septic tank as possible additinal costs.
  3. Walk the propety and make sure that you know what type of water you want and the seasonality of the water. You could have a beautiful view, but not have good access to the water. On the other hand, the lake that looks fantastic from the window could actually be choked with weeds and debris. 
  4. Research the shorlines history. Water and soil interact in fascinating ways, leading to shifts in the shoreline. Rising water levels can result in property loss, while receding waters might leave your waterfront home a quarter-mile away from the nearest water.

Buying a waterfront property in Washington State is an exciting prospect and an amazing lifestyle, but it requires careful consideration and expert guidance. By understanding these critical factors, you can ensure your waterfront home is a joyful and wise investment. Remember, it's not just about the views—it’s about making sure your new home fits your lifestyle and meets all regulatory requirements for a hassle-free enjoyment. If you are interested in waterfront property and wuld like guidance while you are purchasing give Rethinking Real Estate a call at 253-987-6789. 

 

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